THE TRUE COST OF

LIVING THE DREAM!

MY PROPERTY

INVESTMENT JOURNEY.

I began educating myself on everything I could on property investing. I wanted to learn how to build a portfolio of properties that would allow me to replace my working income which I achieved and more in a short few years. I started investing in my early 20’s and became a multi-millionaire by the age of 32 by investing in positive geared properties. I started small and built my way up, using very creative strategies to make me money from day one! I also renovated and flipped several properties, and purchased a few expensive trophy properties. I accumulated and held a portfolio of about 20 properties worth over $20 Million plus today.

I was young and in-experienced and this was my first time at building such a large portfolio of properties that were making me money in a few different ways. I was living the dream, life of the rich, shopping for luxury furniture, driving Porsches, holidays, designer brand stuff, going out to expensive restaurants daily, having catered parties weekly with all my friends. My life was what so many people are chasing today, as this is what we are being sold by Hollywood and the media that this is what we all call SUCCESS!

We live in a world of consumerism, we are all conditioned to have the latest everything, this is what we all need to achieve that will make us successful. Once we buy all this stuff, this is what will make us happy!! This is what so many people are striving for. To the outside world, I had it all. What people could not see was that all this stuff had DEBT attached to it, which created a lot of stress in my life. I had to work more to keep making more money just to support this lifestyle. It was a vicious cycle. I definitely was not prepared for the unexpected changes that life was throwing at me.

MY PROPERTY

INVESTMENT JOURNEY.

I began educating myself on everything I could on property investing. I wanted to learn how to build a portfolio of properties that would allow me to replace my working income which I achieved and more in a short few years. I started investing in my early 20’s and became a multi-millionaire by the age of 32 by investing in positive geared properties. I started small and built my way up, using very creative strategies to make me money from day one! I also renovated and flipped several properties, and purchased a few expensive trophy properties. I accumulated and held a portfolio of about 20 properties worth over $20 Million plus today.

I was young and in-experienced and this was my first time at building such a large portfolio of properties that were making me money in a few different ways. I was living the dream, life of the rich, shopping for luxury furniture, driving Porsches, holidays, designer brand stuff, going out to expensive restaurants daily, having catered parties weekly with all my friends. My life was what so many people are chasing today, as this is what we are being sold by Hollywood and the media that this is what we all call SUCCESS!

We live in a world of consumerism, we are all conditioned to have the latest everything, this is what we all need to achieve that will make us successful. Once we buy all this stuff, this is what will make us happy!! This is what so many people are striving for. To the outside world, I had it all. What people could not see was that all this stuff had DEBT attached to it, which created a lot of stress in my life. I had to work more to keep making more money just to support this lifestyle. It was a vicious cycle. I definitely was not prepared for the unexpected changes that life was throwing at me.

LESSONS IN LIFE

DON’T TAKE YOUR SUCCESS FOR GRANTED!

How quick things can change overnight, and it really does not take much for your world to be turned upside down.  My life became a roller coaster ride when my income stopped. I had lots of ups and downs and a whole lot of challenges, problems and stress. I made so many mistakes and I want to share my story so that people can see that things are not always how they seem.  I want to help others not fall into the property debt trap by chasing an unrealistic pipe dream that will keep them a prisoner to their jobs or take on risks that can be detrimental to their financials and most of all their sanity.  I also learned how having nice things around you can attract the wrong people into your life who are there to take what they can from you and not to mention jealousy, fake friends, and greed.

My company was sued by an unscrupulous con artist who only saw money which was the catalyst that started my downward spiral, which nearly destroyed me.  I talk more about this in my book, “Investing for beginners and how to avoid the sharks” download for FREE

The effects of this legal court case which lasted 18 months, not only put a major burden on my financials, but this made me change the way I looked at life, it changed my goals, my wants and I lost my drive and ambition. I did not like how my lifestyle, was making me a target to con artists, scammers and how I could no longer trust anyone. I also did not like how it was making me feel inside emotionally.  I went into a total melt down which affected my health, my emotions and my wealth. I lost my passion, my drive and I went into a depression and I became a recluse. I went into self-destruction mode.  I no longer wanted this life. I wanted it all gone and to be FREE from all the debt, stress and business vultures.  It was like all my dreams and goals, everything I worked so hard to achieve was working against me. I think life was throwing all these life lessons which was teaching me something, but at the time I had no idea what it was.  It opened up my eyes to see how things can change overnight and I was now facing my biggest WAKEUP CALL!  My income stopped. I could no longer work due to my health and I was now living off my savings.

I was doing a juggling act with my bills, started to borrow more money thinking this was my solution to my problems. All this extra debt was digging myself into a bigger hole. Interest rates were starting to climb to 11%. I now find myself in a position where I was using up all my savings to support my huge legal bills, I was starting to run out of money. Another massive lesson in life, do not to take on extra debt as a solution to your problems. Do not extend yourself more than you can really afford and to know when enough is enough.  Debt controls your life and eventually it catches up with you and it all needs to be paid back.

“Property Investing for Beginners and How to Avoid the Sharks”

A MUST READ!

LESSONS IN LIFE

DON’T TAKE YOUR SUCCESS FOR GRANTED!

How quick things can change overnight, and it really does not take much for your world to be turned upside down.  My life became a roller coaster ride when my income stopped. I had lots of ups and downs and a whole lot of challenges, problems and stress. I made so many mistakes and I want to share my story so that people can see that things are not always how they seem.  I want to help others not fall into the property debt trap by chasing an unrealistic pipe dream that will keep them a prisoner to their jobs or take on risks that can be detrimental to their financials and most of all their sanity.  I also learned how having nice things around you can attract the wrong people into your life who are there to take what they can from you and not to mention jealousy, fake friends, and greed.

My company was sued by an unscrupulous con artist who only saw money which was the catalyst that started my downward spiral, which nearly destroyed me.  I talk more about this in my book, “Investing for beginners and how to avoid the sharks” download for FREE

The effects of this legal court case which lasted 18 months, not only put a major burden on my financials, but this made me change the way I looked at life, it changed my goals, my wants and I lost my drive and ambition. I did not like how my lifestyle, was making me a target to con artists, scammers and how I could no longer trust anyone. I also did not like how it was making me feel inside emotionally.  I went into a total melt down which affected my health, my emotions and my wealth. I lost my passion, my drive and I went into a depression and I became a recluse. I went into self-destruction mode.  I no longer wanted this life. I wanted it all gone and to be FREE from all the debt, stress and business vultures.  It was like all my dreams and goals, everything I worked so hard to achieve was working against me. I think life was throwing all these life lessons which was teaching me something, but at the time I had no idea what it was.  It opened up my eyes to see how things can change overnight and I was now facing my biggest WAKEUP CALL!  My income stopped. I could no longer work due to my health and I was now living off my savings.

I was doing a juggling act with my bills, started to borrow more money thinking this was my solution to my problems. All this extra debt was digging myself into a bigger hole. Interest rates were starting to climb to 11%. I now find myself in a position where I was using up all my savings to support my huge legal bills, I was starting to run out of money. Another massive lesson in life, do not to take on extra debt as a solution to your problems. Do not extend yourself more than you can really afford and to know when enough is enough.  Debt controls your life and eventually it catches up with you and it all needs to be paid back.

“Property Investing for Beginners and How to Avoid the Sharks”

A MUST READ!

questions TO THINK ABOUT ?

I started questioning everything I was doing. Was this life that I wanted really worth all this stress and pain?

  • How many investment properties does one person really need? Did I really need to have 20 properties?
  • What if I had of paid off the smaller debts on my properties instead of buying more? I could have had several properties owned, no mortgages, with pure passive income.
  • How many luxury cars does one person really need? Did I really need to have two new expensive Porsches, plus 2 other cars in my garage?
  • Did I really need to buy a huge 100 square mansion on one acre with tennis court and pool just for 3 people to live in? More than half the house I did not use.
  • Did I really need to purchase a large beachfront property on one acre, as a holiday house that sat empty most of the year?

This type of lifestyle is not cheap to maintain. You start to question the why I needed to have all of these wants? The most important realisation I had in a time of crisis was, how I took my wealth and success for granted and how complacent I was. I really thought that my life was only going to continue to get better and better, how wrong I was.  I think a lot of people who take on excessive amounts of debt think that nothing will ever happen to their jobs or financial situation and life will only give them more and more.

 

questions TO THINK ABOUT ?

I started questioning everything I was doing. Was this life that I wanted really worth all this stress and pain?

  • How many investment properties does one person really need? Did I really need to have 20 properties?
  • What if I had of paid off the smaller debts on my properties instead of buying more? I could have had several properties owned, no mortgages, with pure passive income.
  • How many luxury cars does one person really need? Did I really need to have two new expensive Porsches, plus 2 other cars in my garage?
  • Did I really need to buy a huge 100 square mansion on one acre with tennis court and pool just for 3 people to live in? More than half the house I did not use.
  • Did I really need to purchase a large beachfront property on one acre, as a holiday house that sat empty most of the year?

This type of lifestyle is not cheap to maintain. You start to question the why I needed to have all of these wants? The most important realisation I had in a time of crisis was, how I took my wealth and success for granted and how complacent I was. I really thought that my life was only going to continue to get better and better, how wrong I was.  I think a lot of people who take on excessive amounts of debt think that nothing will ever happen to their jobs or financial situation and life will only give them more and more.

 

TIME TO TURN MY LIFE AROUND

GET RID OF THE DEBT !

I was very fortunate that I had spent time educating myself to master the skills that I needed and I purchased the majority of my investments that were in the affordability bracket for average buyers. Plus, I had good equity in all my properties due to the way I purchased. What most people own today are properties with no equity or little equity and a lot of debt attached, which is scary! People who are in this position are on limited time before it all catches up with them.

LIFE LESSONS.

I had to start re-assessing my life and as the reality of having debts and no income due to my health, was becoming a nightmare. My life was taking another major turn, more upheavals, and life lessons along the way. I had to start selling off anything that was costing me money to support.  I started selling off my luxury cars and this was not easy.  I started to strategize, how I was going to sell off my property investment portfolio without losing money? I soon realized how difficult it was to sell high priced luxury properties as well as luxury cars quickly. I worked out a plan utilising all the skills and knowledge I learned along the way.  I discovered that trophy properties do not sell fast and at a time of crisis, you don’t have the time to wait, as these properties cost you the most to support and upkeep. There is a limited market that can afford them. I am under more stress and pressure to try and sell without losing hundreds of thousands of dollars off the price, so that I don’t lose my portfolio of properties to the bank.

My skills and my knowledge allowed me to be creative, and I started selling off the properties that would sell faster due to being priced in the affordability bracket.  I educated my real estate agents how to market my properties to get the price that I needed, so that I could pay back debt and have money left over to live off and support the rest of my portfolio. This is what saved me at a time of crisis, a portfolio that had good equity because of the way I purchased my portfolio and the skills to get my price. I am happy to say NO bank foreclosed any of my properties, however, it took me 5 years to sell off all my portfolio of properties and I have lived off that money for many years.

TIME TO TURN MY LIFE AROUND

GET RID OF THE DEBT !

I was very fortunate that I had spent time educating myself to master the skills that I needed and I purchased the majority of my investments that were in the affordability bracket for average buyers. Plus, I had good equity in all my properties due to the way I purchased. What most people own today are properties with no equity or little equity and a lot of debt attached, which is scary! People who are in this position are on limited time before it all catches up with them.

MAJOR

LIFE LESSONS.

I had to start re-assessing my life and as the reality of having debts and no income due to my health, was becoming a nightmare. My life was taking another major turn, more upheavals, and life lessons along the way. I had to start selling off anything that was costing me money to support.  I started selling off my luxury cars and this was not easy.  I started to strategize, how I was going to sell off my property investment portfolio without losing money? I soon realized how difficult it was to sell high priced luxury properties as well as luxury cars quickly. I worked out a plan utilising all the skills and knowledge I learned along the way.  I discovered that trophy properties do not sell fast and at a time of crisis, you don’t have the time to wait, as these properties cost you the most to support and upkeep. There is a limited market that can afford them. I am under more stress and pressure to try and sell without losing hundreds of thousands of dollars off the price, so that I don’t lose my portfolio of properties to the bank.

My skills and my knowledge allowed me to be creative, and I started selling off the properties that would sell faster due to being priced in the affordability bracket.  I educated my real estate agents how to market my properties to get the price that I needed, so that I could pay back debt and have money left over to live off and support the rest of my portfolio. This is what saved me at a time of crisis, a portfolio that had good equity because of the way I purchased my portfolio and the skills to get my price. I am happy to say NO bank foreclosed any of my properties, however, it took me 5 years to sell off all my portfolio of properties and I have lived off that money for many years.

TIME TO ASSESS

YOUR WANTS AND NEEDS !

I am writing this story with the hope that I can inspire others to think different, to really assess their life, their wants and their needs and what is truly important to them. For all of those that are chasing the big dollars, the big success, climbing that ladder just so you can keep up with the Jones’s, let me just say that maybe you are trading in your happiness for what you think you need to build your identity. The latest new model car, the latest big house, the latest brand name designer clothes, bags etc. Ask yourself is it worth it? To work long hours, to take on large amounts of debt, just so you can look successful. To be constantly stressed out living week to week, having no spare money left over and being a prisoner and a slave to your job, the bank, and the government.

Maybe you are chasing what you really don’t want? Giving up family time and missing out on time with your children, just so that you can have the latest car, boat, or house or whatever you have purchased that has debt attached? Maybe you will be happier if you can make less money, but spend more time with the family or doing more of what you really love than just buying stuff which will not make you happy?
Maybe you will have more time to create amazing memories and experiences with less debt and less stress? Something to think about! Life is way too short to be a slave to debt. This stuff is all great as long as you own it out right with no debt attached, and you have investments that are providing you with a passive income to support that lifestyle. Otherwise, it’s not worth having all that stuff, risking your health, your family and your sanity. Remember, the more debt you take on, you are just buying a longer term in your job. There is a saying, don’t go broke looking rich, Less debt means happier life!

I also refer you to my book which I highly recommend for you to read first,
“Property Investing for Beginners and how to avoid the sharks”. 

“Property Investing for Beginners and How to Avoid the Sharks”

A MUST READ!

TIME TO ASSESS

YOUR WANTS AND NEEDS !

I am writing this story with the hope that I can inspire others to think different, to really assess their life, their wants and their needs and what is truly important to them. For all of those that are chasing the big dollars, the big success, climbing that ladder just so you can keep up with the Jones’s, let me just say that maybe you are trading in your happiness for what you think you need to build your identity. The latest new model car, the latest big house, the latest brand name designer clothes, bags etc. Ask yourself is it worth it? To work long hours, to take on large amounts of debt, just so you can look successful. To be constantly stressed out living week to week, having no spare money left over and being a prisoner and a slave to your job, the bank, and the government.

Maybe you are chasing what you really don’t want? Giving up family time and missing out on time with your children, just so that you can have the latest car, boat, or house or whatever you have purchased that has debt attached? Maybe you will be happier if you can make less money, but spend more time with the family or doing more of what you really love than just buying stuff which will not make you happy? Maybe you will have more time to create amazing memories and experiences with less debt and less stress? Something to think about! Life is way too short to be a slave to debt. This stuff is all great as long as you own it out right with no debt attached, and you have investments that are providing you with a passive income to support that lifestyle. Otherwise, it’s not worth having all that stuff, risking your health, your family and your sanity. Remember, the more debt you take on, you are just buying a longer term in your job. There is a saying, don’t go broke looking rich, Less debt means happier life!

I also refer you to my book which I highly recommend for you to read first, “Property Investing for Beginners and how to avoid the sharks”. 

PEOPLE WANTING TO INVEST IN PROPERTY TODAY

BEWARE !

For all the people who are ready to buy property investments today, who are trying to build their money wealth through property, who think just buying an investment property anywhere will create you wealth. Please educate yourself first, master the skills, do not put your trust and fall into the trap of a property spruiker, seminar presenters, or so called property experts who really do not have your best interest at heart. Do not get caught up into buying investments that make you NO MONEY as this will trap your life of being a prisoner to debt, a slave to your job and will put you and your family at risk. You will NOT create wealth through the types of properties they are selling to you, such as off the plan apartments, townhouses, student units, and off plan house and land packages. These companies are there to line their pockets from high commissions and you will pay more than what the property is really worth.

FIRST TIME

PROPERTY INVESTORS !

For those people that have not started investing, but really want to invest, but don’t know where to start, don’t know what to do? I suggest educating yourself on all aspects of investing. You can learn from other people’s mistakes. There is so much material and so many books out there you can read. There are so many different investment strategies and it will depend on what is it that you are trying to achieve from your investments. What you feel comfortable with and what you can afford to the type of investment strategy you choose to use. I will be offering another small training book with Step by Step Strategies on how to start, where to look, how to research and gain the knowledge on areas without relying on hotspots. This book will show you how you can become a professional investor, plus a whole lot more. I will advise when this book will be ready on my website and facebook.

PEOPLE WANTING TO INVEST IN PROPERTY TODAY

BEWARE !

For all the people who are ready to buy property investments today, who are trying to build their money wealth through property, who think just buying an investment property anywhere will create you wealth. Please educate yourself first, master the skills, do not put your trust and fall into the trap of a property spruiker, seminar presenters, or so called property experts who really do not have your best interest at heart. Do not get caught up into buying investments that make you NO MONEY as this will trap your life of being a prisoner to debt, a slave to your job and will put you and your family at risk. You will NOT create wealth through the types of properties they are selling to you, such as off the plan apartments, townhouses, student units, and off plan house and land packages. These companies are there to line their pockets from high commissions and you will pay more than what the property is really worth.

PROPERTY INVESTORS !

For those people that have not started investing, but really want to invest, but don’t know where to start, don’t know what to do? I suggest educating yourself on all aspects of investing. You can learn from other people’s mistakes. There is so much material and so many books out there you can read. There are so many different investment strategies and it will depend on what is it that you are trying to achieve from your investments. What you feel comfortable with and what you can afford to the type of investment strategy you choose to use. I will be offering another small training book with Step by Step Strategies on how to start, where to look, how to research and gain the knowledge on areas without relying on hotspots. This book will show you how you can become a professional investor, plus a whole lot more. I will advise when this book will be ready on my website and facebook.

STRUGGLING TO PAY YOUR DEBTS

MORTGAGES!

For all those people out there who are already trapped in a bad property deal, who are struggling financially due to over committing themselves or you are a person who trusted a sales person and now realize you are sitting on a lemon property deal, I feel for you and you are not alone. You will need to reassess your life and start getting real and stop burying your head in the sand. You have a lot of work to do to start getting rid of bad debts. There are strategies you can use to start cleaning up your financial life and maybe for some people they will be able to consolidate and be lucky to sell some assets. Unfortunately for some, it may be too late. These are all hard lessons to learn from taking on too much debt which eventually catches up with you! In times of a financial crisis, there are always winners and losers. The crisis and recession Australia is facing today, there will be a lot of people that will benefit from those who were not prepared for the unexpected changes that has recently occurred during Covid 19, millions of job losses that no-one was expecting. We all have lessons to learn from this, no one is immune from losing their wealth.

STRUGGLING TO PAY YOUR DEBTS

MORTGAGES!

For all those people out there who are already trapped in a bad property deal, who are struggling financially due to over committing themselves or you are a person who trusted a sales person and now realize you are sitting on a lemon property deal, I feel for you and you are not alone. You will need to reassess your life and start getting real and stop burying your head in the sand. You have a lot of work to do to start getting rid of bad debts. There are strategies you can use to start cleaning up your financial life and maybe for some people they will be able to consolidate and be lucky to sell some assets. Unfortunately for some, it may be too late. These are all hard lessons to learn from taking on too much debt which eventually catches up with you! In times of a financial crisis, there are always winners and losers. The crisis and recession Australia is facing today, there will be a lot of people that will benefit from those who were not prepared for the unexpected changes that has recently occurred during Covid 19, millions of job losses that no-one was expecting. We all have lessons to learn from this, no one is immune from losing their wealth.

HOW YOU CAN SURVIVE YOUR FINANCIAL DEBT CRISIS

AS A PROPERTY INVESTOR!

  • Are you feeling STUCK, FRUSTRATED and OVERWHELMED to keep up with increasing bills, credit card debt, car payments, and paying mortgages on properties that have NO EQUITY or very little equity?
  • Do you feel that you have been scammed by unscrupulous property promoters or spruikers?
  • Do you own one or several investment properties that are taking cash out of your pocket monthly? Are you noticing that maybe they are more of a headache than what they are actually worth? Maybe you were sold a pipe dream?
  • Are you in so much DEBT that you don’t know what to do? Are you tired of being so stressed out working long hours and still going nowhere? Have you lost your job or has your income been reduced? How do you get out of this debt mess without losing everything to the banks?
  • Are you starting to feel that due to market conditions and talks of declining property prices that you are going to be stuck with a lot of property debt? How will this affect you and your family? Does this mean you will have to work the rest of your life?
  • Do you feel like you cannot possibly survive this financial mess that you are in without somehow earning more money, get a second job, rely on family or government handouts?

The reality is most people in this financial position are so stressed out. They don’t know how they will be able to keep paying for all their debts or how they will put food on the table, they cannot think of solutions to get them out of these problems.

What if I tell you there is a way out? What if I can show you how you can get out of your financial mess faster before it’s too late?

There are solutions, how you can get out of the DEBT TRAP much faster and live a happier life! Nancy has discovered and will show you PROVEN STRATEGIES through her own personal experiences, effective ways to get out of the debt TODAY!!

You need to know what to do NOW! The strategies used will allow you to have more CHOICES than what you have today! It is so important to have the right team of people who have experienced what you are going through and help you achieve your goals.

Most importantly, help you turn your life around and be happy!

Contact Nancy Italia to discuss your personal situation.

HOW YOU CAN SURVIVE YOUR FINANCIAL DEBT CRISIS

AS A PROPERTY INVESTOR!

  • Are you feeling STUCK, FRUSTRATED and OVERWHELMED to keep up with increasing bills, credit card debt, car payments, and paying mortgages on properties that have NO EQUITY or very little equity?
  • Do you feel that you have been scammed by unscrupulous property promoters or spruikers?
  • Do you own one or several investment properties that are taking cash out of your pocket monthly? Are you noticing that maybe they are more of a headache than what they are actually worth? Maybe you were sold a pipe dream?
  • Are you in so much DEBT that you don’t know what to do? Are you tired of being so stressed out working long hours and still going nowhere? Have you lost your job or has your income been reduced? How do you get out of this debt mess without losing everything to the banks?
  • Are you starting to feel that due to market conditions and talks of declining property prices that you are going to be stuck with a lot of property debt? How will this affect you and your family? Does this mean you will have to work the rest of your life?
  • Do you feel like you cannot possibly survive this financial mess that you are in without somehow earning more money, get a second job, rely on family or government handouts?

The reality is most people in this financial position are so stressed out. They don’t know how they will be able to keep paying for all their debts or how they will put food on the table, they cannot think of solutions to get them out of these problems. What if I tell you there is a way out? What if I can show you how you can get out of your financial mess faster before it’s too late? There are solutions, how you can get out of the DEBT TRAP much faster and live a happier life! Nancy has discovered and will show you PROVEN STRATEGIES through her own personal experiences, effective ways to get out of the debt TODAY!! You need to know what to do NOW! The strategies used will allow you to have more CHOICES than what you have today! It is so important to have the right team of people who have experienced what you are going through and help you achieve your goals. Most importantly, help you turn your life around and be happy! Contact Nancy Italia to discuss your personal situation.

HOW CAN I

Help.


PROPERTY INVESTMENT STRATEGIST
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